Express Wages, LLC

Business ServicesEarned Wage AccessFintechB2B

📍 Memphis, TN, United States• Founded 2023

StreetZero Signal 64

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About Express Wages, LLC

Express Wages, LLC provides earned wage access solutions allowing employees to access a portion of their earned pay instantly without loans, interest, or credit checks. The platform integrates with payroll systems at no cost or risk to employers and targets industries such as food service, hospitality, and health care. It is headquartered in Memphis, Tennessee and was founded in 2023.

LATEST FUNDINGPrivate Placement

$3.0M

Announced 2026-11-12

TOTAL RAISED$4.25M

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IN THE NEWS

EMPLOYEES—

FOUNDED2023

HQMemphis, TN, United States

Industry

Business Services

Investors

Project FinTech

Key highlights

Raised $4.25M total across multiple rounds including a $4M Convertible Note.
Backed by Project FinTech and closed a $1.2M friends-and-family round.
Offers zero-cost earned-wage access to employers in food service, hospitality and healthcare.
Platform integrates with existing payroll systems and targets financial wellness for hourly workers.
Headquartered in Memphis, TN and founded in 2023.

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Source document & SEC filing

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