VF
VBT Financial Corp
StreetZero Signal 72
About VBT Financial Corp
VBT Financial Corporation, Inc. operates a core commercial banking franchise focused on C&I and C&D lending. Profitability has benefited from improved funding costs, with total cost of deposits declining to approximately 2.0% during 1H26 due to lower-cost core deposit growth. The liquidity position is well situated, with a loan-to-deposit ratio of 89% at 2Q26 and cash representing 14% of total assets.
LATEST FUNDINGPrivate Placement
$81.0M
Announced 2026-11-09
TOTAL RAISED$81M
IN THE NEWS
EMPLOYEESโ
FOUNDEDโ
HQSan Antonio, TX, USA
Industry
Commercial Banking
Tags
Commercial BankingPrivate Placement
Investors
Not disclosed in the source filing. Form D filings do not list investors โ StreetZero surfaces them from news where available.
Key highlights
- Raised $81 million via private placement.
- Core commercial banking franchise shows favorable earnings and asset quality.
- Deposit costs declined to ~2.0% in 1H26 with accelerated core deposit growth.
- Loan-to-deposit ratio stands at 89% with substantial on-balance-sheet liquidity.
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Source document & SEC filing
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